MOLPay Payment Gateway

Fee Structure
MOLPay Domestic ePayment Solution comes with 2 subscription plans for merchant to select. The standard rate for receiving payment via MOLPay for goods and services is as follow:
MOLPay Premium Plan
MOLPay Lite Plan
One-time Signup Fee
RM 400.00
Yearly Maintenance Fee
RM 499.00
RM99 [1st year waived ]
[ 2nd year waived if the previous year’s total payment volume more than MYR 5,000.00]
Transaction Fee
3.0%[For Credit Card Channel Only]
3.0% or min. RM 0.60 (whichever is higher)[For All Debit Channels]
3.8%[For Credit Card Channel Only]
3.8% or min. RM 0.60 (whichever is higher)[For All Debit Channels]
Settlement Fee
RM0.00 per settlement
RM2.00 per settlement
Total Transaction (Account) Limit
No Limit
No Limit

Premium Plan is more suitable for larger e-Businesses (i.e. for merchants who forecast their turnover is more than RM5,000 per month) which comes with lower transaction fee and yearly maintenance fee charged. If you do not want to pay the maintenance fee, Lite Plan can suit your need but with higher price per transaction charged.
Important Notice : Impose bank charges RM900 will be charge for all new sub merchant for credit card submission.

Settlement Period
The transaction payment will be settled on weekly basis, meaning the transactions from Monday (first day) to Sunday (cut off day) will be settled in the following Thursday. The payment will be transferred into your banking account accordingly. 

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eGHL Payment Gateway

G-Direct for SMEs

G-Direct is a PCI-DSS compliant Internet payment solution designed for enabling small and medium sized enterprises (SMEs) to accept payments from online shoppers anytime, anywhere. With G-Direct, your online store can accept credit cards, real-time bank transfers (or direct debit) and e-money while enjoying value added services provided by eGHL including payment reconciliation and settlement, fraud prevention system, fraud monitoring and real-time reporting.
If your total annual e-commerce transactions is less than US$100,000 a year, G-Direct is the best Internet payment solution tailored for your business needs. If your annual transaction volume exceeds US$100,000, we have Bank-Direct Internet payment solution caters for merchants to process e-commerce transactions in large extent.

Real-Time Reporting

eGHL Merchants will be given access to eGHL Merchant Administration portal for real-time reporting, including transaction reports, chargeback report, settlement history, etc.

Mobile Shopping Friendly

eGHL hosted payment page has been optimized for mobile shopping experience. The payment page will be automatically adjusted based on online shoppers’ device screen for easy browsing in mobile devices.

Fraud Prevention

Combating frauds is the top priority in eGHL. eGHL has a proprietary fraud prevention system built to help Merchants to avoid online fraudulent transactions. Fraud Filtering, Velocity Check, Blacklist Database, Fraud Screening, Cross Merchant Analysis and 3D-Secure (Verified by Visa, MasterCard SecureCode) are some of the key features in eGHL Fraud Prevention System.

In addition, eGHL also has a dedicated risk team to monitor Merchants’ transactions and will alert Merchants when a potential fraud discovered.

Comprehensive Payment Channels

By signing up eGHL G-Direct, your online store can offer the following payment options to online shoppers to pay for their purchases securely:

eGHL payment system is also connecting well-known local payment methods (i.e. direct debit / online banking, e-wallet) in more than 50 countries across Asia, North America, MENA, Oceania and Europe region, to enable Internet merchants sell globally but accepting payments locally. Please consult us for the local payment methods overview.

Commercial Fees

Merchant's CountryFee*
One-time Processing FeeRM399.00
Yearly Maintenance FeeRM399.00
(1st year waived. Subsequent years will be waived if previous year's total processing value exceed RM6,000.00)
Transaction Fee
(ii)Direct Debit
Settlement FeeFree
Chargeback FeeRM3.00
Refund FeeFree but the refund only available for Visa and MasterCard transactions.
PhilippinesLaunching soon
ThailandLaunching soon
*Note: No other hidden fees. 

Other Commercial Terms

Merchant's CountryCommercial Terms
Settlement PeriodT+7
Settlement CurrencyIn Ringgit Malaysia (MYR) only
Minimum Settlement AmountRM100
PhilippinesLaunching soon
ThailandLaunching soon

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