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WeChat Pay Process

What is Wechat Pay?

WeChat Pay is a digital wallet service incorporated into WeChat, which allows users to perform mobile payments and send money between contacts. Every WeChat user has their own WeChat Payment account. Users can acquire a balance by linking their WeChat account to their debit card, or by receiving money from other users. Users who link their credit card can only make payments to vendors, and cannot use this to top up WeChat balance. WeChat Pay can be used for digital payments, as well as payments from participating vendors. As of March 2016, WeChat Pay had over 300 million users. In China, users who have provided bank account information may use the app to pay bills, order goods and services, transfer money to other users, and pay in stores if the stores have WeChat payment option. Vetted third parties, known as "official accounts", offer these services by developing lightweight "apps within the app". Users can link their Chinese bank accounts, as well as Visa, MasterCard and JCB. [source: Wikipedia]

What is Wechat?

WeChat is a Chinese multi-purpose messaging and social media app developed by Tencent. It was first released in 2011, and by 2018 it was one of the world's largest standalone mobile apps by monthly active users, with over 1 billion monthly active users (902 million daily active users). It has been called China's "App For Everything" and a "Super App" because of its wide range of functions and platforms. In addition to China, it is also the most popular messaging app in Bhutan.

Is Wechat Pay safe?

WeChat Pay has invested tremendous resources to build and maintain a state-of-the-art fraud control and security system. Every stage of your transaction
is secured in real time.

1. Protected with Top-level PCI-DSS security
WeChat has been certified to comply with the Payment Card Industry Data Security Standard (PCI-DSS), giving our users peace of mind.

2. Account Protection
With real-time monitoring of transactions and accounts, your personal data and account profile are securely encrypted when you use WeChat Pay for payments.

3. Real-Time Security Monitoring
Our security system is designed to analyze suspicious behaviors and aims to block such transactions in real time. Once a potentially risky transaction is discovered, account protection will automatically be activated to secure your account against further threats.
(source: Wechat Pay)



How To Add A Bank Card?

1. Open Wechat, go to "Me" section, tap "Wallet"
2. Once you're in the main menu of your Wallet, tap "Bank Cards"
3. In the Bank Cards menu, tap "Add a Bank Card"
4. Enter your card info and email, after that, tap "Next"
5. Setup your payment PIN, confirm your PIN and then tap "Done"
6. Once you're in the bank authentication page, enter the OTP that your bank sent to you and tap "Ok"
7. Your bank card is now linked with your Wallet!

NOTE: To withdraw the balance from your Wallet to your bank account and also unleash it's full potential, you have to verify your personal identity by going to settings (three dots), select "Payment Management", and then tap "Identity Verification", enter your payment PIN, and then fill in the details as required and after that request for verification code using your phone number and Wechat will notify you when your identity is verified.

How To Enable Quick Pay?

1. Tap "Quick Pay"
2. Tap "Enable Now"
3. Enter your payment PIN
4. You can either tick "Agree to Quick Pay without PIN verification" (read the instruction carefully if you wish to) or leave it unticked and straight tap "Ok"

How To Make Payments?


What if the Wallet doesn't appear?

Try log out and re-login again.

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